Built for real car-buying decisions

Smarter auto financing starts with clear numbers

Use interactive calculators, approval guidance, and insider credit strategy to plan your next car purchase with confidence.

30+ yearsdealer finance experience
Privacy-firstcalculations run locally
Actionable toolsnot just generic advice

Live Tool Snapshot

Loan Calculator

Monthly

$512

Interest

$5,822

Payoff

54 mo

Approval quiz flow

3-step funnel + next actions

Theme support

Light and dark mode chart parity

30-Second Check

What Are My Approval Odds?

Quick assessment based on 30 years of auto finance experience

What's your credit score range?

Choose your starting point

Each tool is focused on a specific decision so you can move faster with less guesswork.

Loan Calculator

Calculate monthly payments, total interest, and amortization in real time.

Open Tool

Lease vs Buy

Compare total ownership costs and find the better option for your budget.

Open Tool

Credit Simulator

Model score changes and understand what actions matter most before applying.

Open Tool
NEW

Credit Education

In-depth guides based on real dealership underwriting and lender behavior.

Open Tool

Trust and transparency first

CreditDrive Pro is built from real dealership finance experience. Tools are designed to explain tradeoffs clearly, not push a single outcome.

Since 1997

Hands-on financing experience

Dealer-side expertise

Former finance director and trainer

Practical guidance

Focused on what actually changes approvals

Affiliate transparency: some recommendation links may earn a commission at no additional cost to you. We label these clearly.

Mike, founder of CreditDrive Pro

Meet Mike

Founder of CreditDrive Pro with 30+ years in automotive finance, including subprime and prime lending cycles.

Read Mike's full story

Learn from 30 years of real deals

Get practical auto-finance strategy from someone who has structured thousands of approvals and denials at the dealership level.