Terms of Service
Last updated: February 8, 2026
Important Financial Disclaimer
CreditDrive Pro provides educational content and calculation tools based on 30 years of automotive finance experience. However, we are not financial advisors. All content is for informational purposes only and should not be considered personal financial advice. Always consult with qualified professionals for financial decisions.
1. Acceptance of Terms
By accessing or using CreditDrive Pro ("the Site"), you agree to be bound by these Terms of Service. If you don't agree with any part of these terms, please don't use our Site.
2. Description of Service
CreditDrive Pro provides:
- Auto loan and lease calculators
- Credit score simulation tools
- Educational articles about automotive financing
- General information about credit and car buying
All tools and content are provided free of charge for educational purposes.
3. Calculator Limitations
About Our Calculators
- • Calculator results are estimates only
- • Actual rates, terms, and approval depend on your specific situation
- • Results don't constitute a loan offer or guarantee
- • Always verify calculations with your lender
4. Content and Intellectual Property
All content on this Site, including articles, calculators, and design elements, is owned by CreditDrive Pro and protected by copyright laws. You may:
- View and use content for personal, non-commercial purposes
- Share links to our content
- Print articles for personal reference
You may NOT:
- Copy, reproduce, or republish our content without permission
- Use our content for commercial purposes
- Modify or create derivative works from our content
- Remove any copyright notices
5. User Conduct
When using our Site, you agree to:
- Use the Site only for lawful purposes
- Not attempt to hack, disrupt, or overload our servers
- Not use automated systems to access the Site excessively
- Not submit false or misleading information
6. No Professional Advice
Educational Content Only
While our content comes from 30 years of automotive finance experience, it is NOT a substitute for:
- • Professional financial advice
- • Legal counsel
- • Tax advice
- • Specific loan recommendations
7. Third-Party Links and Services
Our Site may contain links to third-party websites or services. We don't control these sites and aren't responsible for their content, privacy policies, or practices. Use them at your own risk.
8. Privacy
Your use of our Site is also governed by our Privacy Policy, which explains how we collect and use information.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- CreditDrive Pro is not liable for any financial decisions you make based on our content
- We're not responsible for any errors, omissions, or inaccuracies in our content
- We don't guarantee any specific results from using our tools or following our content
- Our total liability is limited to the amount you paid to access the Site (which is $0)
10. Indemnification
You agree to defend and hold harmless CreditDrive Pro from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
11. Changes to Terms
We may update these Terms from time to time. Continued use of the Site after changes means you accept the new Terms. We'll post the update date at the top of this page.
12. Governing Law
These Terms are governed by the laws of the United States and the State of New York, without regard to conflict of law principles.
13. Contact Information
Questions about these Terms? Contact us at:
Remember: These terms protect both you and us. We're here to share knowledge from 30 years in the car business, but every financial situation is unique. Use our tools and content as a starting point, then consult with professionals for your specific needs.